Hi Harry,

Attached are the PHA's you've requested.  I've outlined which PHA should be used for each State.

Please note:

   Members who currently participate in the LTD Plan do not need to submit

   a  PHA or Enrollment Form

(See attached file: TWU NY Jet PHA 5.28.09.pdf)-  New York Residents

(See attached file: TWU CA PHA 5.28.09.pdf)- California Residents

(See attached file: TWU CW Jet PHA 5.28.09.pdf)- All other Resident States except New York & California (New Jersey,Pennsylvania,Massachusets and Puerto Rico)